business advisory

Business Advisory Services

ATW Miller Group offers a wide range of consulting services to businesses within the financial field. However, running a successful business is not just about the financial support you receive. When indicated, ATW Miller Group will provide a SWOT (Strengths, Weaknesses, Opportunities, Threats) analysis to identify areas of potential or concern. In addition, you may need strategies and support from a variety of professionals in the following areas: insurance, marketing, accounting, legal and banking. Visit our links and resources page for a listing of professionals with whom we often collaborate.

Cash Flow Analysis

ATW Miller Group works in determining if your business is generating enough cash flow to pay operating expenses, your debts, taxes, and ideally, leaving enough cash flow for decisions regarding the future of the business. To accomplish this, ATW Miller would examine three to five years plus the current year to date financial statements accounts payable and receivable summary. In addition, if the business has completed financial projections, ATW Miller would review those as well to determine if they appear attainable. This analysis will determine what next steps are needed to ensure future business success. The steps might include, debt restructuring, securing capital, or restructuring collection policies and procedures.

Financial Analysis

ATW Miller Group examines the financial position, including accounts receivable and accounts receivable collection, inventory turnover, accounts payable, and will make recommendations to improve any or all of these items to improve the financial position. In addition, there is an analysis of profit margins, and industry trends.

Financing Options

There are a multitude of business financing options. ATW Miller Group works with businesses as YOUR advocate to determine and secure the best option or fit for your business to ensure future success. With our history in the business banking industry we bring a unique understanding and comprehension of what lenders want in order serve your financing needs.

Troubled Company Restructuring & Collections

It is not uncommon for a business to experience success for many years, only to then experience a change in the environment, a poor economy, new competition, government regulations, etc. all of which can have a negative impact on the health of their business. ATW Miler Group will assess the financial situation for a company and will determine the best course of action.

Debt Restructuring

ATW Miller Group will work to match the appropriate funding to the businesses unique need. For example, a capital expenditure is best funded by a long term loan rather than a line of credit. A line of credit is best suited for inventory purchases, seasonal working capital needs, or to cover gaps in the operating cycle.